We have over 13 choices to choose from. You can have just one basic savings account or open a variety for day-to-day, special purpose, or something for down the road education or retirement. Take a look at what types of savings accounts we have to offer.

Regular Share
This is your “key” account to credit union membership. A nominal deposit of $25.00 entitles you to all the benefits and services provided by the credit union.

Club Accounts
These accounts are a great way to put a little bit aside each payday through payroll deduction, or whenever you want, by depositing or transferring money.

Christmas Club
In November, these special savings you’ve set aside are transferred to your share draft account for holiday spending!

Vacation Club

This account offers you the best way to save year-round for those vacations you so deserve.

Special Purpose Club
A special rainy day account for planned or unforeseen purposes whether it’s to replace an old appliance, buy a new plasma TV, or in the event of medical or other emergencies.

Loan Payment Account
It’s tough sometimes to make your monthly loan payments all at once out of one paycheck. Our Loan Payment Savings account makes it easy. By taking advantage of Direct Deposit/Payroll Deduction with your employer, a portion of your loan payment can be automatically deducted from your paycheck and deposited into this special account. At the end of the month, your full loan payment is applied preventing late payments and finance charges, providing you with peace of mind.

Term Share Certificates
Earn higher savings rates with terms available from 6 months to 5 years and a minimum deposit of $1000. Penalties for early withdrawals apply.

IRA Share Accounts & Term Share Certificates
Both of these accounts have the benefits of tax deferment and retirement planning and have a minimum deposit of $1000. Penalties for early withdrawal apply. The National Credit Union Administration (NCUA) also insures them for up to $250,000 separately from your other credit union accounts.

Safety Savers

For kids  under 12. Sign up your children, nieces, nephews, grandchildren. Brochures with applications available at both of our office. Kids get a special saving kit mailed to them with savings incentive cards, games, toys and ways to learn how to save their money.

Pocket Cents For Kids


Pocket Cents provides access to tools and information designed to teach school-aged youth positive financial habits. The website offers important lessons about the value of a dollar and allows youth to explore the different currencies from around the world using an interactive map.

At Pocket Cents, youth will also discover the vital role credit unions play in their financial future. The website explains the history of credit unions, how to locate a credit union, and how to start a credit union right in their school.


Share Draft (Checking)

Where else can you get a free Share Draft (Checking) account that earns interest? Compare our Share Draft Account against other financial institutions’ fees for services such as non-sufficient funds, stop payment, copies of statements, and other charges that deplete the very money you are trying to save!

It’s time to make the switch and open your Share Draft account with us.

  • No monthly service charges

  • Earn interest

  • Overdraft protection (subject to approval)

  • No per check charge

  • Unlimited check writing

  • No minimum balance

  • Easy to read monthly statements

  • Various electronic services such as: ATM/Debit Cards, 24/7 audio phone service, home banking, and direct deposit allows you to transfer, deposit and withdraw in and out of this account.

ATM/Debit Card
This is the all-in-one card: use it to make purchases, make financial transactions and withdraw cash.

  • No fees for purchases anywhere you see the VISA® symbol

  • Only fifty-cents per ATM withdrawal charged by the credit union

  • Check accounts balances, make payments and transfers, withdraw cash at any ATM

  • ATM/Debit Card transactions clear on an interest bearing Share Draft Account

  • No annual fee

Your ATM card is all good at the Allpoint network, America’s largest surcharge-free ATM network with over 32,000 locations. To locate a participating ATM visit:


Vehicle – Auto, Truck, Motorcycle, RV and Boat
  • Fixed Rates

  • Terms up to 5 years

  • Up to 100% financing

Real Estate

First Mortgages & First Mortgage Refinancing
  • Up to 80% financing

  • Up to 30-year terms

  • Associated costs such as appraisal, closing and attorney fees


Home Equity

  • Fixed rates

  • Terms up to 15 years

  • Up to 80% loan to value


Home Equity Line of Credit

  • Fixed rates

  • 7-year draw

  • 7-year repayment period


Home Improvement
  • Fixed rates

  • Up to 5-year term

Consumer Loans


  • No annual fee

  • Low fixed rate

  • Credit Limit up to $10,000

  • 25-day repayment period

  • Automatic Travel Accident Insurance


Share Secured

  • Fixed rate marginally above current deposit rate

  • Up to 5-year terms

Risk Based Lending is applied to loan rates.

Risk Based Lending provides members with average to less than average credit ratings a better opportunity to qualify for loans that they may not have been eligible for in the past. It also provides better rates to borrowers with excellent credit history. A range of rates are used to determine which applies to your qualification based on credit scores, as well as the type and term of the loan.


 Direct Deposit

Have your paycheck automatically deposited into a designated credit union account.

  • Eliminate time going to the credit union to cash  or deposit your check

  • Get quicker access to your money

Online Banking 

A wide variety of options are available for you to conduct your financial business number. You can:

  • Obtain balance information

  • Transfer funds between accounts

  • Check to see which checks have cleared

  • Check Direct Deposit

  • Make loan payments

  • View updates with the most recent specials, rates, news and services

  • Contact us via email


Trooper 24 – Audio Response

  • Conduct most transactions

  • 24 hour, 7 day a week service

  • Check for office hours

  • Use a telephone or cell phone

  • Phone number to call: 1-800-920-0337


Other Services and Information

  • Credit Card Information with

  • Legal Service Plan

  • Electronic Funds Transfers

  • Wire Transfers

  • Overdraft Protection from Share

  • Up to $20,000 Free Loan Protection Insurance

  • Credit Disability Insurance on Loans

  • Free Notary Public Services

  • Family Membership
  • Schedule of Fees

NCUA Deposit Insurance

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